Richard C Byrne

The Facts & Energy of Personal Finance Richard C Byrne

Book Description: The Facts and Energy of Personal FinanceThe first section of the book explores our views of money, and how those affect our lives whether we have much money or little. Emphasizes the key point of becoming clear on where you stand in terms of spending, savings, and debt; how clarity can improve your emotional responses to financial events. The larger, second section gets into details and provides helpful tools and suggestions for tracking and planning, debt management, home purchasing and refinancing, dealing with money as a couple or family, income tax filing and credits, avoiding scams, and guilt-free contribution, among other topics.