Hanako Suzuki

U.S. Stocks Even High School Students Can Understand / 高校生でも分かる米国株（基本編・英語訳付） Hanako Suzuki

１５年間クレジットアナリストをã—ã¦ããŸã®ã§ã€æ ªã‚’è²·ã†ã®ãŒå¥½ãã§ã™ã€‚ I enjoy buying stocks since I was a credit analyst for the past 15 years. １５年間毎日毎日会社ã®æ±ºç®—書を見ã¦ããŸã®ã«ã€åŽ»å¹´è„±ã‚µãƒ©ã—ã¦éŠ€è¡Œã‚’辞ã‚ã¦ä»¥æ¥ã€æ±ºç®—書を見るã®ã¯æ ªã‚’è²·ã†ã¨ãã ã‘ã«ãªã‚Šã¾ã—ãŸã€‚ Although I had been reading corporate financial statements every day for15 years, I still look at financial statements only when I buy stocks since quitting my full-time job. ãã†ãªã‚‹ã¨ã€æ±ºç®—書を読ã¿ãŸããªã£ã¦ãã¾ã™ã€‚ Now, I want to read financial statements. 日本人ã¯æ ªã‚’è²·ã†ã“ã¨ã«æ…£ã‚Œã¦ã„ã¾ã›ã‚“。 Japanese people are not too familiar with buying stocks. アメリカã§ã‚‚日常的ã§ã¯ãªã„ã«ã—ã¦ã‚‚ã€ä¼šç¤¾ã«å…¥ã‚Œã°ï¼”ï¼ï¼‘KãŒã‚ã‚Šã¾ã™ã—ã€æ”¿åºœãŒè¡Œãªã£ã¦ã„ã‚‹IRAãªã©ã‚‚ã‚ã‚Šã¾ã™ã‚ˆã­ã€‚ It's probably not a part of daily life for the average American to buy stocks, though when they work, many companies will provide 401K and the government will provide IRA for people who don't have full-time jobs. 日本ã§ã¯å›½æ°‘年金ã€åŽšç”Ÿå¹´é‡‘ã«ãŠé‡‘を払ã„ã¾ã™ãŒã€æ ªã§ã¯ã‚ã‚Šã¾ã›ã‚“ã—ã€å°‘å­åŒ–ãŒé€²ã‚“ã§ã„ã‚‹ç¾åœ¨ã€å¹´é‡‘ã¯æœ¬å½“ã«ã‚‚らãˆã‚‹ã®ã‹ç–‘ã£ã¦æ‰•ã£ã¦ã„ãªã„人も多ã„ã§ã™ã€‚ In Japan, we pay for a national pension and employee pension plan, but it's not stock. As the number of children is decreasing, many people do not pay for those.会社ã§æ­£ç¤¾å“¡ã®å ´åˆã¯çµ¦æ–™ã‹ã‚‰å¼•ã‹ã‚Œã¾ã™ãŒã€ãれ以外ã®äººã¯å¹´é‡‘を払ã‚ãªã„ã¨ã„ã†ã“ã¨ã‚‚ã§ãã¾ã™ã€‚ãŸã ã—ã€å°†æ¥ã®å—å–é¡ã¯æ¸›ã‚Šã¾ã™ã€‚If you work for companies as a full-time employee, the money for the employee pension plan will be deducted from your salary. Other than that, it's not always necessary to pay for national pension although those who do not will receive less money when they retire. アメリカ経済ã¯ä¸–界一ã§ã™ã‹ã‚‰ã€æ—¥æœ¬ã®æ ªã¯ã‚¢ãƒ¡ãƒªã‚«ã®å½±éŸ¿ã‚’å—ã‘ã¦ä¸ŠãŒã£ãŸã‚Šä¸‹ãŒã£ãŸã‚Šã—ã¾ã™ãŒã€ã‚¢ãƒ¡ãƒªã‚«æ ªã¯ã‚„ã£ã±ã‚Šæ—¥æœ¬æ ªã‚ˆã‚Šã‚‚å¼·ã„ã®ã§ã™ã€‚ The U. S. economy is the best in the world, so Japanese stocks will fluctuate in accordance with U. S. stocks, but U. S. stocks are definitely stronger than their Japanese counterparts.