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![Cover for R. Beard · Risk Theory: The Stochastic Basis of Insurance - Monographs on Statistics and Applied Probability (Paperback Book) [1984 edition] (2013)](https://imusic.b-cdn.net/images/item/original/828/9789401176828.jpg?r-beard-2013-risk-theory-the-stochastic-basis-of-insurance-monographs-on-statistics-and-applied-probability-paperback-book&class=scaled&v=1519860030)